Read Closing the Gap in Homeownership: Re-Writing the Rules Against Mortgage Discrimination

Closing the Gap in Homeownership: Re-Writing the Rules Against Mortgage Discrimination

Anna DeSimone

4.9/5 (15993 ratings)

Description:Closing the Gap to Homeownership lights the way for homebuyers to step beyond bias and reach toward equitable homeownership. The book is a valuable resource for fair housing advocates, homebuyer counselors, educators, realtors, and mortgage lenders. Readers will learn about modern-day redlining, digital redlining, reverse redlining, and what’s being done to protect consumers by enforcement agencies and the U.S. Department of Justice. Packed with statistics and eye-opening facts, readers will learn about racial disparities in home affordability, multicultural population and homeownership trends. Tables for every U.S. state list homeownership rates and mortgage denials by race and ethnicity. Other state tables list home appreciation rates, appraisal valuations, and expanded state legislation to protect consumers based on income, ancestry, and LGBTQ+ status. Innovative mortgage programs are explained for noncitizens, self-employed borrowers, flexible credit, and streamlined documentation, along with qualifying steps and worksheets. National resources are included for affordable mortgages, down payment assistance, and housing partnership agencies.Self-advocate your way to your new home! This book empowers people to speak up, how to ask the right questions, and how to get the right answers. Included are federal provisions of the Qualified Mortgage Rule, Fair Housing Act, and Equal Credit Opportunity Act.We have made it easy for you to find a PDF Ebooks without any digging. And by having access to our ebooks online or by storing it on your computer, you have convenient answers with Closing the Gap in Homeownership: Re-Writing the Rules Against Mortgage Discrimination. To get started finding Closing the Gap in Homeownership: Re-Writing the Rules Against Mortgage Discrimination, you are right to find our website which has a comprehensive collection of manuals listed.
Our library is the biggest of these that have literally hundreds of thousands of different products represented.

Pages: —

Format: PDF, EPUB & Kindle Edition

Publisher: —

Release: —

ISBN

Description: Closing the Gap to Homeownership lights the way for homebuyers to step beyond bias and reach toward equitable homeownership. The book is a valuable resource for fair housing advocates, homebuyer counselors, educators, realtors, and mortgage lenders. Readers will learn about modern-day redlining, digital redlining, reverse redlining, and what’s being done to protect consumers by enforcement agencies and the U.S. Department of Justice. Packed with statistics and eye-opening facts, readers will learn about racial disparities in home affordability, multicultural population and homeownership trends. Tables for every U.S. state list homeownership rates and mortgage denials by race and ethnicity. Other state tables list home appreciation rates, appraisal valuations, and expanded state legislation to protect consumers based on income, ancestry, and LGBTQ+ status. Innovative mortgage programs are explained for noncitizens, self-employed borrowers, flexible credit, and streamlined documentation, along with qualifying steps and worksheets. National resources are included for affordable mortgages, down payment assistance, and housing partnership agencies.Self-advocate your way to your new home! This book empowers people to speak up, how to ask the right questions, and how to get the right answers. Included are federal provisions of the Qualified Mortgage Rule, Fair Housing Act, and Equal Credit Opportunity Act.We have made it easy for you to find a PDF Ebooks without any digging. And by having access to our ebooks online or by storing it on your computer, you have convenient answers with Closing the Gap in Homeownership: Re-Writing the Rules Against Mortgage Discrimination. To get started finding Closing the Gap in Homeownership: Re-Writing the Rules Against Mortgage Discrimination, you are right to find our website which has a comprehensive collection of manuals listed.
Our library is the biggest of these that have literally hundreds of thousands of different products represented.

Special Offer | $0.00

Special Offer! | $0.00

Closing the Gap in Homeownership: Re-Writing the Rules Against Mortgage Discrimination

Closing the Gap in Homeownership: Re-Writing the Rules Against Mortgage Discrimination

More Books

Live in a Home That Pays You Back

Live in a Home That Pays You Back

Welcome to the Agrihood: Living, Shopping, and Gardening for a Farm-to-Table Lifestyle

Welcome to the Agrihood: Living, Shopping, and Gardening for a Farm-to-Table Lifestyle

Housing Finance 2020

Housing Finance 2020

Take Me To Bed: Bedtime Quickies Collection

Take Me To Bed: Bedtime Quickies Collection

Handbook of fair lending (Mortgage lending handbook series)

Handbook of fair lending (Mortgage lending handbook series)

Truth in Lending-RESPA Disclosure Rules (TRID) Implementation Guiide

Truth in Lending-RESPA Disclosure Rules (TRID) Implementation Guiide

Mortgage Rules of 2014 Implementation Guiide

Mortgage Rules of 2014 Implementation Guiide

Mortgage Quality Assurance Best Practices Guide

Mortgage Quality Assurance Best Practices Guide