Description:Financial crises take us by surprise and make us ask how this could have happened. We also immediately try to understand how crises can be kept from reoccurring. In the United States, the response to a bank crisis has always been more regulation. This book seeks to understand the history of bank crises and to reconcile how, over the course of history, we have more regulation and heightened instability. From the antebellum era through the most recent real estate driven bank crisis, this book carefully considers the relationship between regulation and bank stability. In the end, the regulation stifles competition and inadvertently encourages banks to take on additional risk. As regulators and policymakers contemplate their response to the 2007-2009 crisis, the certain tendency will be towards more regulation. Unfortunately, this response inevitably will lead to another crisis in the future.We have made it easy for you to find a PDF Ebooks without any digging. And by having access to our ebooks online or by storing it on your computer, you have convenient answers with Regulation and Instability in U.S. Commercial Banking: A History of Crises. To get started finding Regulation and Instability in U.S. Commercial Banking: A History of Crises, you are right to find our website which has a comprehensive collection of manuals listed. Our library is the biggest of these that have literally hundreds of thousands of different products represented.
Pages
312
Format
PDF, EPUB & Kindle Edition
Publisher
Palgrave MacMillan
Release
2011
ISBN
1282998692
Regulation and Instability in U.S. Commercial Banking: A History of Crises
Description: Financial crises take us by surprise and make us ask how this could have happened. We also immediately try to understand how crises can be kept from reoccurring. In the United States, the response to a bank crisis has always been more regulation. This book seeks to understand the history of bank crises and to reconcile how, over the course of history, we have more regulation and heightened instability. From the antebellum era through the most recent real estate driven bank crisis, this book carefully considers the relationship between regulation and bank stability. In the end, the regulation stifles competition and inadvertently encourages banks to take on additional risk. As regulators and policymakers contemplate their response to the 2007-2009 crisis, the certain tendency will be towards more regulation. Unfortunately, this response inevitably will lead to another crisis in the future.We have made it easy for you to find a PDF Ebooks without any digging. And by having access to our ebooks online or by storing it on your computer, you have convenient answers with Regulation and Instability in U.S. Commercial Banking: A History of Crises. To get started finding Regulation and Instability in U.S. Commercial Banking: A History of Crises, you are right to find our website which has a comprehensive collection of manuals listed. Our library is the biggest of these that have literally hundreds of thousands of different products represented.